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HMRC & Tax

What is HMRC Making Tax Digital for Income Tax?

Bilgin Caglar1 April 20264 min read

What is Making Tax Digital?

Making Tax Digital (MTD) is HMRC's initiative to modernise the UK tax system. Instead of filing a single Self Assessment tax return once a year, sole traders and landlords will need to keep digital records and submit quarterly updates to HMRC using compatible software.

Who does MTD for Income Tax affect?

From 6 April 2026, MTD for Income Tax applies to self-employed individuals and landlords with an annual income over £50,000. From April 2027, this extends to those earning over £30,000.

If you're a sole trader, freelancer, or landlord in the UK — this affects you.

What are the key deadlines?

  • April 2026: MTD mandatory for income over £50,000
  • April 2027: MTD mandatory for income over £30,000
  • Quarterly updates: Must be submitted within one month of the end of each quarter
  • End of Period Statement: Due by 31 January following the tax year

What do you need to comply?

  1. HMRC-compatible software that can submit digital records
  2. Digital record keeping — no more paper ledgers or spreadsheets
  3. Quarterly submissions with income and expense summaries
  4. Fraud prevention headers sent with each API call to HMRC

How Get Clarity helps

Get Clarity is built specifically for MTD compliance. It automatically tracks your income and expenses, categorises transactions using AI, and submits quarterly updates directly to HMRC through the official API.

You don't need to be an accountant. You don't even need to understand tax. Just connect your bank, let the AI do the work, and Get Clarity handles the rest — including fraud prevention headers and complete audit trails.

Get MTD-ready before the April 2026 deadline.

Want to streamline your accounting?

Get Clarity helps UK sole traders and freelancers automate invoicing, expense tracking, and HMRC submissions.

Learn more about Get Clarity →

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