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Open Banking

How Open Banking Can Automate Your Accounting

Bilgin Caglar20 March 20263 min read

What is Open Banking?

Open Banking is a UK regulation that allows licensed third-party providers to securely access your bank account data — with your permission. It's regulated by the FCA and uses bank-grade encryption to keep your data safe.

Think of it as giving your accounting software read-only access to your bank statements. It can see your transactions, but it can never move money or make payments.

How it works with Get Clarity

When you connect your bank to Get Clarity via TrueLayer (an FCA-regulated Open Banking provider), here's what happens:

  1. You authorise access through your bank's secure login
  2. Transactions sync automatically — typically every few hours
  3. AI categorises each transaction (Software, Travel, Food, etc.)
  4. Your dashboard updates in real time with income, expenses, and tax estimates

No manual data entry. No CSV imports. No forgetting to log that coffee receipt.

Which banks are supported?

Get Clarity supports over 60 UK banks through TrueLayer, including:

  • Barclays, HSBC, Lloyds, NatWest
  • Monzo, Starling, Revolut
  • Santander, Nationwide, TSB
  • And many more

Is it safe?

Absolutely. Open Banking is regulated by the Financial Conduct Authority (FCA). TrueLayer is fully authorised and uses 256-bit SSL encryption. Get Clarity never stores your bank login credentials — authentication happens directly with your bank.

Your data is also protected by GDPR, and you can disconnect your bank at any time from Settings.

The bottom line

If you're still manually entering transactions or importing CSV files every month, Open Banking eliminates all of that. Connect once, and your accounting runs on autopilot.

Connect your bank in 60 seconds — start your free Get Clarity account today.

Want to streamline your accounting?

Get Clarity helps UK sole traders and freelancers automate invoicing, expense tracking, and HMRC submissions.

Learn more about Get Clarity →

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